Chapter 13 Foreclosure

Proper payment plan

The Law Office of Mitchell E. Pippin, P.C. (“Mitch”) provides assistance for Chapter 13 bankruptcy for clients in the Indianapolis, IN area. I also have an office located in Muncie, IN. Chapter 13 bankruptcy is often the best option for clients with regular income that is sufficient to repay a portion of their debts. By filing bankruptcy under Chapter 13, debtors can reorganize their debts with a payment plan that lasts from three to five years with payments typically set according to income.

This type of bankruptcy is oftentimes used to stop foreclosure in order to keep your home. The court will allow you time to repay the arrearage on your mortgage as part of the repayment plan. Some debts may not be discharged in Chapter 13 bankruptcy, such as debts that are not listed on the petition, debts arising from fraud, false financial statements, personal injuries that occurred while driving under the influence, alimony, and child support.

After filing bankruptcy, you will experience immediate debt relief. There is an automatic stay of all collection activity (including foreclosures, repossessions, wage garnishments, and harassing telephone calls). During this time, collection matters and activities are transferred to the jurisdiction of the bankruptcy court and included in the Chapter 13 plan.

I offer free consultations to discuss your case. Please browse my website to read more about my services. Please contact me at 317-842-8090 or my Muncie office at 765-282-0282 to schedule an appointment for a free initial consultation to discover the debt relief solution for your financial situation.

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